Savings Accounts

Share Savings Accounts

All members are required to have and maintain a share savings account in order for them to be a member at First NRV Federal Credit Union

  • A $5.00 minimum balance is required to maintain your regular savings account at First NRV. This serves as your "share" of the credit union.
  • If this balanced is not maintained your accounts will be reviewed and may be closed if it is deemed necessary by our management or by our board of directors. 

For the remainder of the year of 2017, we will be waiving the $5.00 membership fee for all new accounts. Now you only need $5.00 to cover your minimum balance requirement for your First NRV savings account. 

Christmas Club Account

Open a Christmas Club Savings Account at First NRV Federal Credit Union today and avoid the Holiday Money blues for 2018!

  • No minimum balance required and can be opened at any time.
  • All balances earn dividends.
  • The current dividend rate is posted quarterly.
  • You can even setup a direct deposit to help fill your Christmas Club before the holidays.
  • You cannot transfer or withdraw from this account. If you need the funds before the release date of November 1st of each year, the account will be closed and all funds will be released for your use. Once closed it cannot be reopened until November 1st of that year.

Share Certificates

Upon maturity, the Share Certificate Account will automatically renew at the current rate and will be subject to First NRV FCU's terms and conditions.

  • Promotional Share Certificates are not eligible for renewal at the offered promotional rates.
  • These are one time promotional offers, and will not be renewed at the elevated interest rate. No exceptions will be made.
  • With the initial maturity of the certificate, there is a 10-day grace period to make changes.
  • Dividends are posted quarterly to all certificate accounts.


We have two types of IRAs here at First NRV: (1) Traditional and  (2) ROTH IRAs.

  • The traditional IRA is where money was put into the IRA before taxes was paid, therefore taxes must be paid when money is withdrawn.
  • The ROTH IRA is where taxes has already been paid before being deposited into the IRA and therefore money can be withdrawn without paying taxes.

Saving Money: Financial Literacy & Responsibility

Below is a link that will redirect you to a page on the National Credit Union Administration's (NCUA) website that has numerous articles, advice, and tricks for helping you become more financially responsible. And make sure to come down to 1st NRV FCU today and speak with one of our account representatives about our limited time savings opportunity for the year of 2017.

This year marks our 80th Anniversary, and that milestone means we are going to be returning the savings to all of our members in the form of higher interest rate savings accounts, and lower interest rate loans.Help us help you to become the most financially responsible form of yourself that you can be. We are here to help our members, so don't hesitate to ask us for our help.